How It Works
Collateralization
Deposit your Bitcoin as collateral. Your BTC remains secure in cold storage while you borrow against its value.
Loan-to-Value (LTV)
Borrow 300%–800% of your collateral's value. Higher LTV means more borrowing power against your Bitcoin.
Flexible Repayment
No fixed repayment schedule. Settle on your own timeline — there's no prepayment penalty or minimum term.
Key Benefits
Keep Market Exposure
Your Bitcoin stays invested. If BTC rises, you capture the upside while still accessing liquidity.
Tax Efficiency
Borrowing against your Bitcoin is not a taxable event — access funds without triggering capital gains.
Speed & Convenience
No credit checks. No paperwork. Apply in minutes and get funded fast with competitive rates.
Frequently Asked Questions
What LTV ratios are available?
We offer LTV ratios from 300% to 800%, giving you flexible borrowing options based on your needs and market conditions.
How is the BTC deposit address provided?
Once your loan is approved, you'll receive a platform BTC address where you send your collateral. Your funds are secured in multi-signature cold storage.
Is there a minimum BTC amount?
We accept BTC deposits starting from 0.01 BTC. There is no maximum — larger positions receive institutional-grade custody.
What currencies can I borrow?
You can receive your loan in USDT, USDC, or BTC. Choose the asset that best fits your needs.
How long does approval take?
Most applications are reviewed within 24 hours. Once approved, you'll receive your deposit address immediately.